
Financing at Sterling Kia
Sterling Kia takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!

Considering a Lease?
Will you lease or buy your Kia Sorento, Kia Forte, Kia Optima, Kia Sportage or Kia Soul? Have you had your eyes on a specific car and want to know what you qualify for before you come in for a test drive? If you think a lease is right for you because you like the idea of trading it in every few years for a new one, we can help. If you want to own your car or SUV one day, then we'll help you get the right loan terms to buy.
Financing Your Next Vehicle
When you find the perfect new Kia for your lifestyle like the 2024 Kia Forte from Sterling Kia, be sure to learn more about how to get into it! At Sterling Kia we have an excellent car financing department that's here to help you figure out the best way to afford your new or used Kia car near Bryan, TX. With so many specials on Kia financing we're sure you're going to find a great new car that will fit in your budget. If you have any questions or if you'd like to apply for Kia financing contact Sterling Kia today!


Sterling Kia Finance Team Working for You
Sterling Kia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Sterling Kia
197 North Earl Rudder Frwy
Bryan, TX 77802
- Sales: (979) 846-0607
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