Kia Finance FAQ Finance/Leasing
Frequently Asked Questions About Financing and Leasing
At Sterling Kia, we're proud to help drivers in Bryan and our surrounding communities become better informed about the vehicle purchase process. Whether you're interested in current offers or want to evaluate your vehicle trade-in, we'll be here to answer questions and address concerns. If you don't see an applicable response below, don't hesitate to reach out to our sales or finance center experts today.
Applying For Credit
1. What information is needed for my online credit application?
You will need basic personal information such as your name, contact information, income details, and date of birth. In addition, you may need to provide proof of residence.
2. What happens when I complete the online credit application?
Once you complete the credit application, you'll receive a notice about your credit decision and if you've been approved to purchase a new or pre-owned vehicle near Brenham.
Financing and Leasing
1. Can I schedule AutoPay for my monthly payment?
Owners can schedule automatic payments for their minimum monthly payment or more, with AutoPay continuing until the account is paid off, AutoPay schedules end, or AutoPay is cancelled.
2. How will the final sales price be determined?
Final sales prices are determined by combining the manufacturer's suggested retail price (MSRP), additional options, and any taxes, fees, or delivery charges. For complete details, please contact our team.
3. How do I purchase my current vehicle when a lease ends?
If you want to purchase your vehicle when the lease ends, please review your lease-end options or contact our sales team near Huntsville to receive additional information.
4. What is a FICO® Score?
A FICO® Score is a number that is used by lenders to evaluate credit risk based on your history, commonly known as a "credit score" or "credit rating".
Title Services
1. What happens when I pay off a loan?
When you've paid off your vehicle in full, your lien holder will release the title and mail it to your primary address near College Station or beyond.
2. How can I change my name on a vehicle title?
Vehicle title updates can be made online with the support of your DMV or local tax office, and will take 4-8 weeks, depending on which state you're requesting a title for.
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Sterling Kia
197 North Earl Rudder Frwy
Bryan, TX 77802
- Sales: (979) 846-0607
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